By purchasing or accessing any digital product offered by
OWIG Risk Management
, including but not limited to templates, playbooks, workbooks, training materials, videos, checklists, and downloadable guides, you agree to the following terms.
All products are delivered digitally. Upon purchase, you will receive access via email or through a secure link. Please ensure your email address is correct at checkout.
All sales are final and non-refundable.
Once access is granted, the product is considered delivered. If you experience any issues with downloads or access, please contact our support team at
Purchases are for
individual use only
. You may not reproduce, resell, redistribute, or share the content without written permission. These materials are designed for your business or personal use only.
All content is the
intellectual property of OWIG Risk Management
. Unauthorized use or duplication of any part of the product is a violation of copyright law.
These tools are educational in nature. We make
no guarantees
regarding business outcomes or financial results. Your success depends on your effort, implementation, and market conditions.
OWIG Risk Management reserves the right to update product content, terms, or pricing at any time without prior notice.
For product support or access issues, email us at
. We respond within 1–2 business days.